Preparing to travel the world

Fail to prepare, prepare to fail; In my case I haven’t failed to prepare but I have failed to prepare early enough to succeed, yet fortunately only in some tasks. I’ve spent the last two weeks preparing to travel, although it’s going okay, there are a few mistakes I have made due to the lateness of my preparation, we will talk about these shortly. I had so many things popping into my head all the time that I had to do, the only way forward was a to-do list with tasks ordered by priority. Some of the important things to do were based around gathering additional income to fund my travels, this included selling items I possessed and could live without, as Peace Pilgrim once said “Anything you cannot relinquish when it has outlived its usefulness possesses you, and in this materialistic age a great many of us are possessed by our possessions.”

Fail to prepare; prepare to fail.

I was kindly informed by the payroll worker in my previous job that I could get a tax refund as I was leaving the country and not earning for the rest of the current tax year. This meant it was likely that I had over-paid tax. I had to complete a P85 form for this, I will let you know how much I was refunded.

As I was now unemployed it meant I was not paying any student loan, I rang the student loan company so I could setup a standing order to pay the minimum amount to prevent interest accumulating on my balance owed. I was very fortunate here because they told me that I had to fill out an Overseas Assesment Form. If I hadn’t have been informed of this I would have been put on to a re-payment scheme relative to the country as I was staying at, this would have been a very costly affair, it was my lucky day!

One of my biggest mistakes was regarding travel vaccinations, I didn’t realise that some injections were over a course of 3-4 weeks, with 2 weeks to spare I’ve left myself in a situation where I am forced to get some of my vaccinations abroad, likely to be a costly affair, one I’m going to have to expense unfortunately.

Another mistake was not applying for a credit card whilst still employed. As I am now unemployed it’s impossible for me to get a credit card and therefore I cannot benefit from 0% overseas loading and withdrawals if paid back in full at the end of the month. My only hope was a current account offering 0% withdrawals abroad which fortunately I secured with Norwich and Peterborough Building Society.

I still have a lot of things to do, the biggest one being the selling of my car but I am making good progress, I hope anyone reading this can learn from some of my mistakes. If you’ve made any mistakes which you think people should be aware of then please share them in the comments section.

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6 Responses

  1. chris says:

    All this planning will be worth it when you’re experiencing the joys of the big wide world. Remember: hope for the best, plan for the worst.

  2. Kevin says:

    Wishing you all the best on your travels.

  3. Sam says:

    Hi Jonathan

    I found your site by researching Norwich and Peterborough Building Society. Do you recommend using them for your money abroad? Have you encountered any problems with them since you’ve been away?

    I’m going travelling around South East Asia in Jan and my wife and I are looking for an account for our travel money.

    Cheers!

    • Jonathan says:

      Hi Sam,

      I have been using Norwich and Peterborough Building Society for 11 months. I have had no problems with withdrawals abroad in both Europe and Morocco. Make sure you setup the standing orders to bounce in and out the required 500 pound so you can continue to use the account each month without being charged.

      Have a great time on your travels, I am also thinking about spending some time in South East Asia very soon so keep in touch.

      Jonathan

  4. Sam says:

    Thanks Jonathan

    I really appreciate your help.

    Will check back on here again to keep in touch!

    Sam

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